We work across a broad range of corporate banking and financing requirements for established businesses, corporate groups, holding structures and entrepreneurs with more complex capital needs.

Depending on the circumstances, this may include corporate banking relationships, credit facilities, refinancing, acquisition finance, private credit, commercial and real estate finance, structured lending, growth capital, foreign exchange, treasury requirements and cross border financing. We begin with the commercial objective and wider financial position before considering which institutions and structures may be appropriate.

Where a requirement involves specialist or regulated expertise, we coordinate the appropriate banks, lenders, capital providers and professional advisers rather than attempting to provide every element ourselves.

The appropriate institution depends on considerably more than the amount of capital required. We consider the company’s activities, financial position, ownership, assets, existing debt, jurisdictions, proposed transaction, security, timing and intended source of repayment.

Through our international network, we can then identify banks, private lenders and capital partners whose appetite and capabilities are relevant to the particular requirement. This allows us to approach financing from the perspective of suitability rather than simply presenting the same transaction indiscriminately across the market.

Our role is to coordinate those relationships, help position the requirement clearly and remain involved as discussions progress.

Yes. Many businesses and entrepreneurs operate across more than one jurisdiction, with companies, shareholders, assets, banking relationships or transactions located in different countries. This can materially affect how a financing requirement should be approached.

Sutterson Reed works through an international network of banking institutions, lenders, capital partners and professional advisers. Where appropriate, we can coordinate relationships across jurisdictions while considering the wider corporate structure and the commercial purpose of the transaction.

Any financing remains subject to the relevant institution’s jurisdictional appetite, eligibility requirements, compliance procedures and credit approval.

Yes. These requirements sit naturally within our Corporate Banking proposition. A business may require capital to acquire another company or asset, refinance existing debt, support expansion, restructure its balance sheet or execute a transaction that does not fit conventional bank lending criteria.

Depending on the circumstances, we can coordinate discussions with corporate banks, specialist lenders, private credit providers and other capital partners. The objective is to understand the transaction first and then identify the type of capital and counterparties that may be appropriate.

This is particularly valuable where timing, structure, security or complexity means that several potential sources of capital need to be considered.

Once an appropriate route has been identified, we coordinate the relationship between the client and the relevant bank, lender or capital partner. This can include helping organise the information required, presenting the commercial rationale and maintaining communication between the different parties as the transaction develops.

The institution will undertake its own due diligence, compliance, valuation and credit approval processes, and any financing remains subject to its criteria and final approval.

Our involvement does not necessarily end when a transaction completes. As the business develops, further requirements may emerge around banking, refinancing, acquisitions, liquidity or the entrepreneur’s personal financial affairs. The Private Office provides continuity across those relationships.